Finance

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Ramalingam.K

Financial plumbing Many have a tendency to complain about inflation, taxes and EMI’s as deterrents to saving and investments. But the question is are we making a conscious effort to save and control spending? Do we have any financial leak and are we ignoring them? My intention is not to confuse, but to emphasize that you need to fix these leaks.
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Ramalingam.K

Most of today’s problems are yesterday’s challenges overlooked. It is always considered a wise thing to perceive problems before they arise and attend to them at the earliest. By doing so, you will be spared from the trouble you may have to undergo in the later stages.
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John Greathouse

I recently had the pleasure of speaking with Steve Blank, author of Four Steps To The Epiphany, Stanford Professor and noted entrepreneur. Steve was very generous with his time, allowing us to cover a variety of topics during our Skype...
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robert kiyosaki

Mike Dillard, founder of Elevation Group, premiered his new investment program via Internet December 13. The purpose of the Elevation Group is to teach its members how to become rich and take advantage of the upcoming economic collapse.
ram_1's picture

Ramalingam.K

Stock Market has lead to tendency of many to go in for much safer investments that gives a reasonable return. This is the reason for gold gaining popularity as one of the safest avenues for investment.   Gold has always held importance as a good investment proposition since the days of our ancestors.
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Ramalingam.K

Ursula K. LeGuin quotes “The only thing that makes life possible is permanent, intolerable uncertainty; not knowing what comes next.”I agree with Ursula K. LeGuin for critical illness could strike anyone at anytime and in any place with the modern trend of rise in lifestyle diseases that call for prompt and costly medical care.
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Ramalingam.K

Let’s open the manual:Every gadget you buy in the market comes with an instruction manual or user’s manual. But your salary, savings...retirement don’t come with an instruction manual.  So we don’t know how to handle these and we end up mishandling. The result is poor investment choices and unhappy retirement.
ram_1's picture

Ramalingam.K

Inflation and Retirement, Most Retirees feel great getting a bulk sum as provident fund and gratuity, and wish they knew a magician, who could spin their money 2 to 3 times in just 5 years, in addition to ensuring a regular return for their day to day expenses. It is true we all want it to keep up with the inflation rate in the market.
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Harvey Mackay

During economic downturns, most folks are content to maintain the status quo, not expecting to really get ahead.   Turns out, a defeatist mindset like that stop someone from living the life they really want to live.  And there is a terrific new book that will change attitudes and inspire people to Prosper, as the book is aptly titled. Co-authors Ethan Willis and Randy
ram_1's picture

Ramalingam.K

Lets Start Having A Look:   The present share market dip accompanied by a climate of pessimism in the share market calls for not just shrewdness in share dealing, but also for avoiding the 5 common blunders that I find most long term investors make during a share market fall.
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Supreeth S M

Myths about the Investment Banking Hierarchy broken.. The Investment Banking People. The Analysts At the lowest level of the investment banking hierarchy are the analysts.
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Dominic Alexander Christy

What type of account do I open? Uses of these accounts What do I do when I sell a Property NRO vs NRE - What is this....   CASE STUDY: A Client was to proceed overseas the purpose of employment.
ram_1's picture

Ramalingam.K

Ursula K. LeGuin quotes “The only thing that makes life possible is permanent, intolerable uncertainty; not knowing what comes next.”I agree with Ursula K. LeGuin for critical illness could strike anyone at anytime and in any place with the modern trend of rise in lifestyle diseases that call for prompt and costly medical care.
ram_1's picture

Ramalingam.K

We all work and earn money. Do we manage our hard earned money effectively and efficiently? New Year is the time to take resolutions. Why don’t you take a resolution to prioritize and organize your personal finance?
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Narendra Bhatta

This Article is a summarised version of a Lecture delivered as part of Continuing Professional Education(CPE)Credit Course for Chartered Accountants, organised by SIRC Bangalore Division of Institute of Chartered Accountants of India. The same article was also published in their monthly Journal.
sm.supreeth's picture

Supreeth S M

Stock Markets!! The first thing you hear when someone says this is, “I lost lots of money in stock markets”. Such common comments make one wonder whether anyone makes money from the stock markets at all. Theory says long term investors always make money, partially true. But how many of them are long term investors?
ram_1's picture

Ramalingam.K

Let’s open the manual:Every gadget you buy in the market comes with an instruction manual or user’s manual. But your salary, savings...retirement don’t come with an instruction manual.  So we don’t know how to handle these and we end up mishandling. The result is poor investment choices and unhappy retirement.
ram_1's picture

Ramalingam.K

Lets Start Having A Look:   The present share market dip accompanied by a climate of pessimism in the share market calls for not just shrewdness in share dealing, but also for avoiding the 5 common blunders that I find most long term investors make during a share market fall.
ram_1's picture

Ramalingam.K

The hottest investment tip which I am going to reveal here is one of the best kept secrets of the investment world.   Rahul completed his graduation and looking for a job. Before appearing for the interview he wanted to know the best tips for attending the interview. He collected some tips from his friends; some from his seniors; and some more from his relatives.
dominic's picture

Dominic Alexander Christy

2nd September 2011 Interbank Mobile Payment Service (IMPS)was launded for the public on 22nd November 2010 . IMPS offers an instant, 24X7, interbank electronic fund transfer service through mobile phones.
ram_1's picture

Ramalingam.K

Are You a Lender? A study revealed that only 47% of Indian households had bank account. In addition every 3 out of 4 households had a quarterly bank balance of only Rs.5000. With the recent savings bank account de-regulation many banks have raised their interest rate by 1%.
ram_1's picture

Ramalingam.K

Financial plumbing Many have a tendency to complain about inflation, taxes and EMI’s as deterrents to saving and investments. But the question is are we making a conscious effort to save and control spending? Do we have any financial leak and are we ignoring them? My intention is not to confuse, but to emphasize that you need to fix these leaks.
Johngreathouse's picture

John Greathouse

I recently had the pleasure of speaking with Steve Blank, author of Four Steps To The Epiphany, Stanford Professor and noted entrepreneur. Steve was very generous with his time, allowing us to cover a variety of topics during our Skype...
ram_1's picture

Ramalingam.K

Whenever people have surplus money, they want to invest. When they invest, they just want to act or execute. They don’t want to spend time on understanding the product and various investment strategies. They would like to take investment decisions without doing any homework. There is no plan of action.
ram_1's picture

Ramalingam.K

Most of today’s problems are yesterday’s challenges overlooked. It is always considered a wise thing to perceive problems before they arise and attend to them at the earliest. By doing so, you will be spared from the trouble you may have to undergo in the later stages.
ram_1's picture

Ramalingam.K

A Financial Planning experience with a client: It was just another day that a new client came to us for financial planning.
ram_1's picture

Ramalingam.K

As we are coming to an end of 2011, this is the time to reflect on the year gone by and the time to look forward for the New Year. You may use this chance to review your financial scorecard for the last year and need to make necessary changes and create an action plan to improvise the score for 2012. Here’s the list of financial resolution for 2012.
ram_1's picture

Ramalingam.K

As we are coming to an end of 2011, this is the time to reflect on the year gone by and the time to look forward for the New Year. You may use this chance to review your financial scorecard for the last year and need to make necessary changes and create an action plan to improvise the score for 2012. Here’s the list of financial resolution for 2012.
ram_1's picture

Ramalingam.K

  A resale property:   Who does not wish to live in a house of their own? Buying a new flat will take a long time, so some of us may wish to settle for buying a resale property.  However buying a resale property could involve many legal and other procedural requirements.
ram_1's picture

Ramalingam.K

A resale property: Who does not wish to live in a house of their own? Buying a new flat will take a long time, so some of us may wish to settle for buying a resale property.  However buying a resale property could involve many legal and other procedural requirements.
businessgyan's picture

Editiorial Team

I        Monopolistic Trade Practice (MTP).
Chandu's picture

Chandu

Businesses both individual and corporate enter into business relationships with either individuals or businesses to enable them to carry on their day-to-day commercial transactions. Most of these relationships result in “contracts” that have legal consequences.
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ADMIN Businessgyan

Arathi's picture

Arathi

 Ashish Gupta, MD Helion Ventures Pvt Ltd.
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Editiorial Team

As markets get extremely competitive and consumers difficult targets to convert, many a company is tempted consciously or unconsciously to have trade practices which give them a natural advantage over its competitors.
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vatsala

The Indian Registration Act does not list a Power of Attorney as a compulsorily registerable document but it does require authentication. A Power of Attorney is nothing
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Editiorial Team

"Let's take a look at what kind of businesses turn us on. And while we're at it, let's also discuss what we wish to avoid." says Warren Buffet.
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Raghunandan H Vasan

With the emergence of The Micro, Small and Medium Enterprises Development Act in June 2006, things are set to change for Micro, Small and Medium Enterprises (MSMEs).
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vatsala

One of the key elements of any city from the point of corporates and executives is the cost of rent/lease and the complexity of the laws governing these. Since this is a Bangalore focused issue, I chose the recent changes in the rent control Act as the focus for this article.
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Editiorial Team

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