Experian announced the availability of the Attribute
Toolbox, a data intelligence application that puts enhanced data access and
attribute management capabilities directly into the hands of clients. Experian's
Attribute Toolbox allows institutions not only to connect to multiple data
sources, but also to effectively build, fine tune and manage the attributes
that are required to make informed decisions throughout the customer life
cycle. It provides a service-based, platform-independent application that makes
it easy to integrate with existing systems and allows a client to manage
attributes with common tools across the enterprise. It also provides access to
Experian's industry leading library of more than 400 standard aggregated STAGG
attributes.
Attributes are the variables that summarize raw data for use
in developing and executing scorecards. They can be customized to reflect
specific customer behaviors that drive better business decisions. Lenders use
attributes - such as the number of delinquent accounts - as the basic component
to make smarter decisions on extensions of loans or credit. Attribute Toolbox
offers clients pre-developed interfaces to credit and non-credit data sources.
The tool has a simple, intuitive user interface that allows analysts to manage,
create and validate attributes which can be deployed in real-time or off-line
processing environments. Attribute Toolbox can be hosted by Experian or
installed within a client's own environment. It is sold as a standalone product
or can be combined with Experian's analytical and decision products such as the
Strategy Management business rules engine or Transact SM application processing
software.
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